What is 12% Club? How you can make money With it? Invest or Borrow

12% club

What is 12% Club?

12 % Club is a new startup that offers you to invest and earn 12% by deploying themself with NBFC- peer to peer platform. 12% Club partners with various P2P NBFC partners for providing these services.

This is fully regulated by RBI, the invested amounts are placed with RBI-regulated P2P NBFC.

12% Club Features

There are some important features provided by 12% club :

  • Backed by PhonePay
  • under RBI guidelines.
  • Instant Deposit and Withdrawal.
  • No hidden charges on Deposite or Withdrawl

Why should you Trust 12% Club?

Well, there is a reason why you can trust this startup and invest your money or lend money because BharatPay backs 12% club. BharatPay was a new startup that gained popularity by its no-fee transaction feature.

12% Club allows users to invest and earn some money same as BharatPay.

What are mutual funds? How to invest in mutual funds complete guide here.

How to create an account on 12% Club?

You can create a free account on 12% club, although you need to verify your identity using KYC. You can now add money to invest in the 12% club or you can borrow money at 12% interest.

How you can make Money with the 12% club?

This is so simple, you just have to invest some money and you will earn 12% interest on your money. Once you completed your KYC, you can click on add money and start earning returns on your investments.

You can add money in your 12% account using UPI, Debit Card, and NetBanking. there are no charges for adding money in your wallet.

How does it work?

You can earn 12% interest on your invested amount, the return is in the form of interest paid by the borrower to whom money is lent through a P2P NBFC partner.

Please note that either you can take a loan or you can give it, you can do it at the same time.


I write because I don't like speaking.

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